Responsible investing in private credit

With every investment, we consider environmental, social and governance (ESG) factors as part of our wider decision-making process. We aim to fully integrate these factors into the investment process – from origination right through to post-investment. We do this by taking both a top-down and bottom-up approach to assessing ESG risks, identifying and managing the issues that we believe could have the biggest impact on our assets across the investment lifecycle.

Our ESG framework is designed to capture material ESG risks and impacts relevant to each sector, ranging from carbon emissions avoided in renewables to employee and contractor health and safety, community development, board composition, and bribery and corruption.

The value of any investment and any income taken from it is not guaranteed and can go down as well as up, and investors may get back less than the amount originally invested. The risks associated with each fund or investment strategy should be read and understood before making any investment decisions. Further information on the risks of investing is available from L&G's Fund Centres.

While L&G has integrated Environmental, Social, and Governance (ESG) considerations into its investment decision-making and stewardship practices, this does not guarantee the achievement of responsible investing goals within funds that do not include specific ESG goals within their objectives.