Buy and Maintain Credit
Aiming to generate cashflow, preserve capital and harness the long-term credit risk premium
Long track record of Buy & Maintain innovation
A long history of capability enhancement internally since 1970 and with our diverse client base for over a decade.
*Enhanced Buy & Maintain portfolios are portfolios which include a broader set of fixed income sub asset classes, such as private credit, emerging market debt, securitised bonds, corporate hybrids etc.
Why L&G for buy and maintain credit?
Growing capital, rooted in insurance heritage
No defaults since strategy inception, and downgrade rates that beat the indices
Leading with scale to deliver cost savings
As the largest UK asset manager we have prime market access, powered by our £1.1tr AUM(1)
Grounded in principles of responsible investment
5* Principles for Responsible Investment, AAA MSCI ESG Rating, CDP A List, Sustainalytics Low Risk, S&P Global 89th Percentile, Top25 of @World Benchmarking Alliance’s 2025 Financial System Benchmark, Prime ISS ESG Rating, constituent of the FTSE4Good IndexSeries (2)
- Source: L&G, global AUM as at 30 June 2025. Excludes assets managed by associates (Pemberton, NTR, BTR). The AUM includesthe value of securities and derivatives positions and may not total due to rounding.
- Disclaimer statement: THE USE BY L&G OF ANY MSCI ESG RESEARCH LLC OR ITS AFFILIATES (“MSCI”) DATA, AND THE USE OF MSCI LOGOS,TRADEMARKS, SERVICE MARKS OR INDEX NAMES HEREIN, DO NOT CONSTITUTE A SPONSORSHIP, ENDORSEMENT, RECOMMENDATION,OR PROMOTION OF L&G BY MSCI. MSCI SERVICES AND DATA ARE THE PROPERTY OF MSCI OR ITS INFORMATION PROVIDERS AND AREPROVIDED ‘AS-IS’ AND WITHOUT WARRANTY. MSCI NAMES AND LOGOS ARE TRADEMARKS OR SERVICE MARKS OF MSCI. Copyright © 2024Sustainalytics, a Morningstar company. The information contained or reflected herein is not directed to or intended for use or distribution to India-based clientsor users and its distribution to Indian resident individuals or entities is not permitted, and Morningstar/Sustainalytics accepts no responsibility or liabilitywhatsoever for the actions of third parties in this respect.
Our range of buy and maintain credit funds
Source: L&G, June 2025. 1 Bespoke weighted average carbon emissions intensity reduction target versus the benchmark’s December 2019 base-line level. 2 Climate alignment – target 1.5⁰C by 2030 using L&G’s proprietary climate model, Destination@Risk (forward looking measure). Application of L&G’s Future World Protection List. 3 Awareness of the UN Sustainable Development Goals (SDGs) in portfolio construction – excluding negatively-aligned issuers – borderline negative included based on manager discretion, tilt towards positively-aligned issuers. The Fund has a sustainability and/or ESG focus in its investment process which may i) limit the Fund’s exposure to or exclude certain companies, industries or sectors ii) impact the Fund’s investment performance compared to other funds that do not apply such criteria and, iii) differ from an investor’s own sustainability and/or ESG criteria. Whilst L&G has integrated Environmental, Social, and Governance (ESG) considerations into its investment decision-making and stewardship practices, this does not guarantee the achievement of responsible investing goals within funds that do not include specific ESG goals within their objectives. The value of an investment and any income taken from it is not guaranteed and can go down as well as up, and the investor may get back less than the original amount invested.
Our awards
Awards should not be considered a recommendation. Past performance is not a guide to the future.
You choose the endgame, we’ll build the bridge
Buyout, run-on or both? Whatever your scheme’s preferred destination, we’ll help you construct the way forward.
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Key risks
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, you may not get back the amount you originally invested. It should be noted that diversification is no guarantee against a loss in a declining market.
Whilst L&G has integrated Environmental, Social, and Governance (ESG) considerations into its investment decision-making and stewardship practices, this does not guarantee the achievement of responsible investing goals within funds that do not include specific ESG goals within their objectives.