Liquidity funds
Aiming to offer you capital stability and daily liquidity
Why choose the L&G Liquidity funds?
Capital stability
Liquidity funds invest in short‑term, high‑quality securities, following strict rules and ratings standards. This helps protect the value of your money.
Liquidity
Funds keep plenty of cash on hand and stagger investment maturities, so cash is constantly coming back in. That means you can access your money when you need it.
Yield
Liquidity funds aim to deliver a return that keeps up with current interest rates. This means that your money stays aligned with the market, not stuck at outdated levels.
The L&G Liquidity Funds are designed for investors seeking capital stability and daily liquidity for their operational cash.
The funds invest selectively in a range of high-quality, short-term money market and fixed income assets. They are designed to return your money back to you when needed and target a rate of return in line with or above short-term interest rates which we believe can often be better than other cash like alternatives such as short-term bank deposits or holding your cash on platforms.
What liquidity funds do L&G manage for the UK market?
Aims to maintain capital and to provide a return in line with money market rates, before charges.
Aims to provide capital stability and a return in line with money market rates whilst providing daily access to liquidity and providing an income. The fund seeks to maintain a AAA rating, which is the highest fund rating available.
Aims to preserve capital and generate income.
Aims to provide capital stability and a return in line with money market rates whilst providing daily access to liquidity and providing an income. The Fund seeks to maintain a AAA rating, which is the highest fund rating available.
Aims to provide capital stability and a return in line with money market rates whilst providing daily access to liquidity and providing an income. The Fund seeks to maintain a AAA rating, which is the highest fund rating available.
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, and the investor may get back less than the original amount invested. It should be noted that diversification is no guarantee against a loss in a declining market.
Latest news and views
Video: Introducing our liquidity and cash management capability
Edward Wicks, Head of Global Markets, gives an insight into L&G's client-focused cash and liquidity management capability.
Podcast: What does the term ‘money market fund’ actually mean?
What is a money market fund? Why do investors use them? And how might the path of interest rates, technological change and regulation affect the outlook for these funds?
Liquidity insights
Our experts regularly provide new insights into every aspect of our Liquidity strategies and the evolving market landscape
L&G Liquidity team
L&G has a team-based approach to liquidity management which forms a strategic part of our asset management capability, incorporating liquidity and short duration portfolios as well as securities financing. The team has an average of 17 years' industry experience. At L&G we have over 40 years’ experience managing liquidity assets, we currently manage over £50bn in money market and short duration strategies.
*Source, L&G internal data as at 31 December 2025
Ed Wicks
Global Head of Trading and Liquidity Management
John Wherton
Head of Liquidity Management
Ketan Shah
Senior Fund Manager
Ross McDonald
Liquidity Investment Specialist
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FAQ
Liquidity funds are pooled investment funds that invest in high quality, short-term money market instruments. These funds allow investors to access a more diversified and potentially higher-quality portfolio than if they were to invest with an individual bank. Like other pooled investment funds, each investor in a money market fund is considered a shareholder of the fund and will earn income on the amount invested. The funds aim to provide a safe place to invest cash whilst allowing regular access to your money and are available on a wide range of investment platforms.
Liquidity funds invest in a wide range of high credit quality, short-term assets and money market instruments such as Certificates of deposit, commercial paper, fixed and floating rate bonds and government securities. These instruments pay a rate of interest which is passed on to the fund investors. Liquidity funds will typically hold sufficient short-term liquidity to meet investor redemption requests, and they may sell assets to rebalance the fund and top up liquidity as required.
Key risks
The value of an investment and any income taken from it is not guaranteed and can go down as well as up, and the investor may get back less than the original amount invested.
Whilst L&G has integrated Environmental, Social, and Governance (ESG) considerations into its investment decision-making and stewardship practices, this does not guarantee the achievement of responsible investing goals within funds that do not include specific ESG goals within their objectives.
The risks associated with each fund or investment strategy should be read and understood before making any investment decisions. Further information on the risks of investing in this fund is available in the prospectus here: