Redefining retirement
Building brighter futures, your complete lifetime savings partner
We create action, not just awareness
Our vision is to be the most trusted and transformative pension partner in the UK. Here, you can find out about our latest research and how we use behavioural insight, real-time data and innovative technical solutions to help members retire better, with confidence.
Research highlights
The hidden cost of financial caring
Supporting the person behind the pension
Retirement Readiness: Supporting the person behind the pension
For many Defined Contribution (DC) savers, retirement planning isn’t just a financial task – it’s a juggling act. Limited knowledge, low confidence, and competing life priorities often push it aside, leading to delayed action or misguided decisions.
Savers under pressure: What the data tells us
Foresight over hindsight
We recognise the pressures people face at every stage of life. Our goal is to help members make better decisions – whether that's for themselves, or those that they care for. At L&G, we support members with tools and services that simplify financial decision-making.
Insights & expertise
A selection of some of our blog articles from this year
When cashing out may not mean coining it in
Spending retirement savings – buy now, pay later?
Redesigning DC retirement
Want to read more?
Visit the Defined Contribution (DC) blog
Content & media
Retirement realities
We recently explored Defined Contribution (DC) investments and the changing reality of retirement on the L&G Talks Asset Management pod.
Jayesh Patel, Head of DC Clients and DC Content Manager Dee Campbell were joined by the award-winning clinical psychologist, lecturer and author Dr Emma Hepburn.
Their discussion focused on the shifting retirement landscape and the outlook for today’s DC retirement savers. They examined some surprising findings from recent research and explored how behavioural biases and knowledge gaps can affect retirement planning.
Smarter DC investment strategies
Pension adequacy is becoming one of the defining challenges of the next decade. As fewer people retire with defined benefit pensions, the pressure on defined contribution (DC) schemes to deliver stronger long-term outcomes has never been greater.
Our investment experts John Roe, Martin Dietz and Will Chan explore how DC investment strategies are evolving to meet this moment.
How auto-enrolment can prevent a retirement crisis
Potential tax-traps to tax-free cash
Investment Pathways research
Tackling decumulation dilemmas research
Ethnicity pensions gap report
Member facing ethnicity pensions gap report
Girl power in pensions? Not yet, as women slip through auto-enrolment net
ESG and long term themes
It's not news that women's salaries – or pensions – lag behind men's, but what can be done? LGIM's latest research, gathered as UK savers face the largest price spike for decades, delves into what might help to soften the sharpest barbs of this thorny issue.
03 Oct 2022 4 min read
Levelling up in pensions? Younger workers are playing on bumpier fields
ESG and long term themes
Rita Butler-Jones, our Co-Head of DC, considers the reality for younger workers and how to close the gaps in pension support.
26 Sep 2022 5 min read
Long shadow of today's cost of living crisis could see lower paid workers facing harsher retirements
ESG and long term themes
With the cost of living rising, many lower paid workers aren't only struggling to meet current financial obligations but may also miss out on the long-term benefits of a workplace pension as they make tough spending choices. Stuart Murphy, Legal & General's Co-Head of DC, considers the reality for low-paid workers and how to close the gaps in pension support.
21 Sep 2022 6 min read
No country for old(er) women? Even female-dominated sectors witness gender pension gap
Investment strategy
Regardless of where they've worked, women's retirement savings are likely to be substantially less than those of men in similar roles. We look at the evidence, consider what might help address the imbalance, and confront the question of why it matters.
By Rita Butler-Jones
27 Jul 2022 4 min read
Is it time for all of us to wake up to the gender pension gap?
ESG and long-term themes
The gender gap in retirement savings doesn't happen overnight: it starts to build even in the early days of women’s careers. Is this the inevitable consequence of things we can’t change or is it time for pension providers, employers and policymakers to intervene?
24 Jun 2022 7 min read
Smarter investment strategies
From evolving defaults to bespoke investment strategies, we combine flexibility, strong stewardship and transparent pricing to meet evolving needs and deliver strong outcomes.
DC strategies
Here you can find out about our flagship default Target Date Funds, our multi-asset offering, and explore responsible investing and our Islamic investment proposition.
All designed to give DC clients and members maximum choice when building brighter financial futures.
Private markets for DC savers
Have you heard us yet? We're turning up the volume of private markets access for DC savers.
With private markets now part of the investment mix, we're entering a new era of retirement investing.
Get in touch
Get in touch
If you would like any further information please complete the contact us form.
Risks
The value of any investment and any income taken from it is not guaranteed and can go down as well as up, and investors may get back less than the amount originally invested.
The Underlying Manager, and not Legal & General Assurance (Pensions Management) Ltd “PMC”, is responsible for ensuring the Underlying Fund complies with Shariah principles. Accordingly, PMC makes no representations in relation to the compatibility with Shariah principles of gaining exposure to the Underlying Fund via PMC.