Redefining retirement
Building brighter futures, your complete lifetime savings partner
We create action, not just awareness
Our vision is to be the most trusted and transformative pension partner in the UK. Here, you can find out about our latest research and how we use behavioural insight, real-time data and innovative technical solutions to help members retire better, with confidence.
Research highlights
Financial carers research
Our latest research unveils that one in six UK adults are quietly shouldering the burden of financial caregiving – but at what cost? With financial carers sacrificing careers, cash and even their own retirement prospects, we examine this issue in more detail.
Research reports
As a provider with one of the largest number of scheme members in the UK, we bring you fresh insights into what workplace savers think about pensions and retirement.
Private markets in DC
Private market investments for DC savers continue to be a hot topic, but what are they and how might they aim to help maximise long-term returns for savers?
Content & media
Retirement realities
We recently explored Defined Contribution (DC) investments and the changing reality of retirement on the L&G Talks Asset Management pod.
Jayesh Patel, Head of DC Clients and DC Content Manager Dee Campbell were joined by the award-winning clinical psychologist, lecturer and author Dr Emma Hepburn.
Their discussion focused on the shifting retirement landscape and the outlook for today’s DC retirement savers. They examined some surprising findings from recent research and explored how behavioural biases and knowledge gaps can affect retirement planning.
Smarter DC investment strategies
Pension adequacy is becoming one of the defining challenges of the next decade. As fewer people retire with defined benefit pensions, the pressure on defined contribution (DC) schemes to deliver stronger long-term outcomes has never been greater.
Our investment experts John Roe, Martin Dietz and Will Chan explore how DC investment strategies are evolving to meet this moment.
How auto-enrolment can prevent a retirement crisis
Potential tax-traps to tax-free cash
Investment Pathways research
Tackling decumulation dilemmas research
Ethnicity pensions gap report
Member facing ethnicity pensions gap report
Girl power in pensions? Not yet, as women slip through auto-enrolment net
ESG and long term themes
It's not news that women's salaries – or pensions – lag behind men's, but what can be done? LGIM's latest research, gathered as UK savers face the largest price spike for decades, delves into what might help to soften the sharpest barbs of this thorny issue.
03 Oct 2022 4 min read
Levelling up in pensions? Younger workers are playing on bumpier fields
ESG and long term themes
Rita Butler-Jones, our Co-Head of DC, considers the reality for younger workers and how to close the gaps in pension support.
26 Sep 2022 5 min read
Long shadow of today's cost of living crisis could see lower paid workers facing harsher retirements
ESG and long term themes
With the cost of living rising, many lower paid workers aren't only struggling to meet current financial obligations but may also miss out on the long-term benefits of a workplace pension as they make tough spending choices. Stuart Murphy, Legal & General's Co-Head of DC, considers the reality for low-paid workers and how to close the gaps in pension support.
21 Sep 2022 6 min read
No country for old(er) women? Even female-dominated sectors witness gender pension gap
Investment strategy
Regardless of where they've worked, women's retirement savings are likely to be substantially less than those of men in similar roles. We look at the evidence, consider what might help address the imbalance, and confront the question of why it matters.
By Rita Butler-Jones
27 Jul 2022 4 min read
Is it time for all of us to wake up to the gender pension gap?
ESG and long-term themes
The gender gap in retirement savings doesn't happen overnight: it starts to build even in the early days of women’s careers. Is this the inevitable consequence of things we can’t change or is it time for pension providers, employers and policymakers to intervene?
24 Jun 2022 7 min read
Smarter investment strategies
From evolving defaults to bespoke investment strategies, we combine flexibility, strong stewardship and transparent pricing to meet evolving needs and deliver strong outcomes.
DC strategies
Here you can find out about our flagship default Target Date Funds, our multi-asset offering, and explore responsible investing and our Islamic investment proposition.
All designed to give DC clients and members maximum choice when building brighter financial futures.
Private markets for DC savers
Have you heard us yet? We're turning up the volume of private markets access for DC savers.
With private markets now part of the investment mix, we're entering a new era of retirement investing.
Get in touch
Get in touch
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Risks
The value of any investment and any income taken from it is not guaranteed and can go down as well as up, and investors may get back less than the amount originally invested.
The Underlying Manager, and not Legal & General Assurance (Pensions Management) Ltd “PMC”, is responsible for ensuring the Underlying Fund complies with Shariah principles. Accordingly, PMC makes no representations in relation to the compatibility with Shariah principles of gaining exposure to the Underlying Fund via PMC.