Insurance
Delivering the best of L&G for our insurance clients
Insurance heritage and technical expertise
We are an insurer, so we understand your needs. Our insurance heritage helps us to gain a deep understanding of our insurance clients’ requirements and the regulatory framework in which they operate. We currently manage in excess of £97.4bn for insurance clients.*
Through managing assets for L&G, as well as other insurers, we have developed significant insurance market expertise within our business, including liability matching and capital aware strategies. Our client base includes a wide range of insurance companies including non-life, Lloyd’s of London market, reinsurers, life, financial mutuals and unit-linked insurance-backed clients. All these clients gain access to the very best of L&G, with our insurance experts able to facilitate this.
*Source: L&G Asset Management business internal data, as at 31 December 2024
Insights
New investment opportunities in assets with highly predictable cashflows for life insurers under Solvency UK
Solvency UK’s recent changes to the Matching Adjustment (MA) framework have eased restrictions and widened the scope for life insurers to invest in assets with Highly Predictable (HP) cashflows. These updates create meaningful opportunities to enhance returns, broaden investment universes, and support long-term liability matching.
Our new whitepaper, produced in collaboration with Hymans Robertson, outlines where these opportunities lie, how insurers can access them, and the key considerations for maintaining alignment with liability profiles.
A pathway to new opportunities: Sub-investment grade private debt for life insurers
Developed in partnership with Hymans, learn more about the investment landscape for UK life insurers post Solvency UK reforms and the potential financial advantages and the implications for insurers seeking to invest in environmental and social infrastructure, thereby driving long-term economic growth.
Broad and innovative investment offering
We have expertise across a wide range of assets classes. Whether you require fixed income (buy and maintain or active), real assets, multi-asset solutions, index strategies, derivative hedging or cash solutions, we have the capability and experience to meet your specific needs. Please see further details of our investment offering for insurers at the links below.
Index
Private Markets
Investment solutions across real estate equity, private credit, infrastructure equity and venture capital.
Active fixed income
Award winning approach
Awards should not be considered a recommendation. Past performance is not a guide to the future.
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Strong Client and Solutions team
L&G employs more than 100 people with significant experience in the insurance business (actuaries, quantitative analysts, accountants). They span our Solutions, Multi-Asset, Active Fixed Income and Insurance Client teams. This broad insurance expertise across our business helps us to design, implement and manage bespoke solutions that fit our clients’ unique requirements.
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Alex Wharton
Managing Director, Partnerships and Insurance
James Hayes
Head of Insurance Client Team
Lewis Blissett
Head of Insurance Partnerships
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If you would like any further information please complete the contact us form.
Key risks
The value of any investment and any income taken from it is not guaranteed and can go down as well as up, and investors may get back less than the amount originally invested. The risks associated with each fund or investment strategy should be read and understood before making any investment decisions. Further information on the risks of investing is available from L&G's Fund Centres.
While L&G has integrated Environmental, Social, and Governance (ESG) considerations into its investment decision-making and stewardship practices, this does not guarantee the achievement of responsible investing goals within funds that do not include specific ESG goals within their objectives.